Financing
Dental Financing and Installment Payments
The cost of orthodontic treatment varies for each customer, as treatment needs and procedures differ. For example, the price of Invisalign orthodontic treatment starts at approxim euros. You can find examples of orthodontic treatment and other eSmile services’ prices on the pricing-page.
You can prepare for orthodontic treatment by saving up, but it’s good to know that you don’t have to pay for the entire treatment at once. eSmile customers have the option to apply for orthodontic treatment financing through Resurs Bank. Alternatively, you can pay for orthodontic treatment without financing, and the costs can be divided into 6-month or 12-month installments, depending on the duration of the treatment.
Application Process
Applying for financing is easy and fast. Once you know the desired financing amount, you can make an application using the electronic application form below or with the assistance of our knowledgeable staff on-site. You can also apply to increase an existing credit through the application form below. The credit provider is Resurs Bank AB, Finnish Branch. Please complete the financing application before starting the treatment and inform us about the financing so that we can activate it.
- You don’t pay anything during the appointments. The bill for the service will be sent to your home the month after the purchase month, and you can choose the payment option that suits you best.
- Financing available for up to 6 000 €.
- Interest rate is 0,00 % for 12 months, 12,90% pa. for 36 months. Monthly service fee will be added.
- Financing examples can be found here.
You’ll receive an instant credit decision, and the account will be available to you after you’ve electronically signed the credit agreement with the TUPAS certificate. After that, you can visit the store by showing a valid ID at the time of purchase.
Text Message – Credit Application
If you have a smartphone, you can also apply for financing by sending a text message to number 18311 with the keyword “ESMILE.” You’ll receive a link to the application on your phone and can electronically sign the approved agreement with the TUPAS certificate. After that, you can visit the store by showing a valid ID at the time of purchase.
If you have any questions about the application, financing options, or account conditions, please contact Resurs Bank customer service at +358 9 622 4308 (Mon-Fri 8 am to 6 pm).
Examples of monthly payments and fees
Financing – 6 000 €
| Resurs Bank | 30–60 days | 12 months | 36 months |
| Monthly payment | – | 512,50 € | 216,40 € |
| Annual interest rate | 0,00 % | 0,00 % | 12,90 % |
| Effective annual interest rate | 0,00 % | 2,15 % | 16,38 % |
| Fees per month | 0,00 € | 12,50 € | 12,50 € |
| Total | 6 000 € | 6 137,50 € | 7 776,75 € |
Financing – 4 000 €
| Resurs Bank | 30–60 days | 12 months | 36 months |
| Monthly payment | 344,53 € | 147,13 € | |
| Annual interest rate | 0,00 % | 0,00 % | 12,90 % |
| Effective annual interest rate | 0,00 % | 2,90 % | 17,31 % |
| Fees per month | 0,00 € | 11,20 € | 11,20 € |
| Total | 4 000 € | 4 123,20 € | 5 284,78 € |
Financing – 2 000 €
| Resurs Bank | 30–60 days | 12 months | 36 months |
| Monthly payment | 172,26 € | 73,56 € | |
| Annual interest rate | 0,00 % | 0,00 % | 12,90 % |
| Effective annual interest rate | 0,00 % | 2,90 % | 17,31 % |
| Fees per month | 0,00 € | 5,60 € | 5,60 € |
| Total | 2 000 € | 2 061,60 € | 2 642,32 € |